pre-accident employment — wilful misrepresentation — income — provided persuasive evidence to support — submits

entitled to a medical benefit — prior to the accident — sleep — report — useful functioning

willfully misrepresented — surveillance footage — repayment — work — post-accident income

alternative to the impounded vehicle — motor vehicle that was impounded — time it was detained — impounded was stolen — impoundment will cause exceptional hardship

accident-related injuries — treatment — accident-related psychological impairment that removes — lat-aabs — minor injury

find — chronic pain — treatment — pre-existing left knee injury — submits

accident — jacket — pre-existing condition — concussion — chronic pain

provider travel time — form completion — mileage expenses — in-home sessions — occupational therapy

treatment plan for aqua therapy — find — insurer — submitted — carry on a normal life

election — established grounds for reconsideration — denial — letter — correspondence

accident-related injuries — settlement privilege — psychological — chronic pain — attend

insured person — impairments — psychological assessment — reasonable explanation for her non-attendance — physiatry

conference — written — lat-aabs — resumption — entitlement to the treatment plans

accident benefits — reasonable explanation for the delay — dirt bike — insurer — cognitive

chronic pain — treatment plans — request for reconsideration — denial letters — header